Zoning board votes to limit brand brand brand new lenders that are payday
March 22, 2012, Ames Tribune
The Ames preparing and Zoning Commission suggested Wednesday the Ames City Council follow an ordinance that basically would prohibit any brand new lending that is payday in Ames.
There are seven lenders that are payday Ames. They’d be вЂњgrandfatheredвЂќ in to the zoning modification as pre-existing properties that are non-conforming.
The proposed ordinance that is zoning prohibit brand brand brand new payday loan providers from finding near comparable companies, domestic areas, schools, daycares, areas, arterial roads or in highway-oriented commercial or gateway overlay areas.
Commission seat Liz Beck asked Brian Phillips, task coordinator when it comes to town, to make clear the effect of this zoning modification.
вЂњThe means that these needs are built, in the event that you use them towards the map for the town вЂ¦ there’s no destination in the present confines for the town of Ames that the payday lender could be in a position to find,вЂќ Phillips stated.
In September 2011, the council asked staff that is city build a zoning law вЂњas restrictive as lawfully feasible.
Beneath the present rule, payday financing solutions are believed workplace usage and permissible in almost any zone that is commercial.
City Attorney Doug Marek stated studies have been done in other communities in Iowa and over the nation that discovered payday lending solutions have a tendency to cluster together in a single location, crowding out other organizations and adding to reduce home values in nearby neighborhoods.
The council will vote on formal use of this ordinance at its conference Tuesday, April 10.
In the event that zoning is authorized, Ames will join Des Moines, western Diverses Moines and Clive in limiting the area of payday lenders, that have been criticized by the State Attorney GeneralвЂ™s workplace for predatory loan techniques.
Read more info on our work to suppress payday loan providers and keep wide range within our communities.
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The look and Zoning Commission will now simply simply simply just take up our proposition, as well as in the coming days and days weвЂ™ll make plans to weigh-in with town staff as well as the zoning board so they really have got all the information and knowledge they should move ahead aided by the strongest ordinance feasible.
WeвЂ™ll additionally be convening a residential area conference within the next 14 days on the issues, and make plans to keep the fires of justice lit underneath the city so we can gather our members together, educate ourselves. Stay tuned in.
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